ILOE Insurance Renewal Online 2025: Fast & Easy Guide
If you’re working in the UAE, renewing your Involuntary Loss of Employment (ILOE) insurance is crucial to maintain your financial protection in case of unexpected job loss. The ILOE scheme offers peace of mind by providing monthly compensation for up to three months. In this step-by-step guide, you’ll learn about ILOE Insurance Renewal Online login through both the official ILOE website and the mobile app.
Table Of Content
How to Renew ILOE Online via Website
Renewing your ILOE (Involuntary Loss of Employment) insurance online is a straightforward process. Just follow the steps below: [1]
- Go to the official ILOE website “from here“.
- Click on the “Involuntary Loss of Employment (ILOE)” Section and then select “Subscribe Here.”
- Under the “Individual” Category, choose “Private.”
- You will be prompted to log in. You can choose between two options:
- OTP Login:
- Enter your Emirates ID, mobile number, and date of birth.
- Click “Request OTP” To receive a one-time password via SMS.
- Enter the OTP in the space provided and press “Submit.”
- Registered User Login:
- Input your Emirates ID or UID along with your password.
- Click “Login.”
- After logging in, you’ll be taken to your account dashboard:
- Review your personal information to ensure accuracy.
- Tick the confirmation box to verify your details are correct.
- Choose the subscription duration (number of years).
- Select your preferred payment method: one-time payment or yearly installments.
- Confirm your renewal by agreeing to the terms and conditions.
- Proceed to the payment screen and enter your card details:
- Card number
- Expiry month and year
- CVV/security code
- Click “Pay” To finalize the renewal. Make sure to save or download your payment receipt for future use.
How to Renew ILOE Online via App
You can also renew your ILOE insurance conveniently through the official ILOE mobile app. Just follow the steps below: [2] [3]
- Get the ILOE app on any app store.
- Download the ILOE app on Google Play Store “from here”.
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- Download the ILOE app on Apple App Store “from here”.
- Install and open the app on your smartphone.
- Log in using one of the following methods:
- With Emirates ID and password:
- Enter your Emirates ID or UID and password, then tap “Login.”
- With OTP:
- Provide your Emirates ID, mobile number, and date of birth.
- Tap “Request OTP” To receive a one-time password via SMS.
- Enter the OTP received and press “Submit.”
- Once you’re logged in, go to the renewal section of the app.
- Choose your preferred payment plan – Monthly, quarterly, semi-annually, or annually.
- Complete the renewal by following the remaining on-screen instructions and submitting your payment.
- After successful payment, your ILOE policy will be renewed and active immediately.
ILOE Insurance Renewal Subscription Prices
The Involuntary Loss of Employment (ILOE) scheme offers two pricing categories based on your basic salary. Below is a breakdown of the renewal costs and coverage:
| Category | Basic Salary (AED) | Monthly Cost | Yearly Cost | Maximum Monthly Payout | Claim Period |
|---|---|---|---|---|---|
| A | AED 16,000 or less | AED 5 + VAT | AED 60 + VAT | Up to AED 10,000 | Up to 3 months per claim |
| B | Above AED 16,000 | AED 10 + VAT | AED 120 + VAT | Up to AED 20,000 | Up to 3 months per claim |
These premiums ensure that eligible employees receive financial support for up to three months in case of job loss, based on their salary category.
Conclusion
Renewing your ILOE insurance in 2025 is essential to ensure continued financial protection in case of involuntary job loss. Whether you choose to renew through the website or the mobile app, the process is simple and secure. Don’t let your coverage lapse stay protected and compliant with the ILOE scheme.
Questions & Answers
You can renew your ILOE insurance online through the official ILOE website or mobile app by logging in and completing the payment process.
You only need your Emirates ID, registered phone number, and payment card details to renew ILOE insurance online via website or app.
Yes, you can choose to pay monthly, quarterly, semi-annually, or annually based on your convenience during the ILOE renewal process.
Failing to renew ILOE insurance within 30 days after expiry may result in a fine of AED 400 or more, as per UAE law.
For salaries up to AED 16,000, it’s AED 5/month. Above AED 16,000, it's AED 10/month, plus VAT, based on your salary category.
Yes, ILOE is mandatory for eligible employees in the UAE, and failure to renew it may lead to legal penalties or fines.
Yes, you can choose to pay monthly, quarterly, semi-annually, or annually based on your preference during the ILOE renewal process.
Enter your Emirates ID, mobile number, and date of birth on the website or app, then request OTP, which arrives via SMS.
ILOE is primarily for private sector and federal government employees. Ensure your job category is eligible before initiating the renewal process.
Yes, during renewal, you can review and confirm or update your personal details before completing the subscription and payment steps.